Meridianstacks builds software for London startups, scale-ups and fintechs while working London hours. You get senior, fluent-English engineers in real time — live standups, same-day delivery and senior engineers you video-call before you commit — at typically 40–70% below a London agency. The cost advantage of offshore software development, without the timezone gap. Your matched hub is Lagos (UTC+1) — a 0–1 hour offset, so our engineers share your full working day.
London is Europe's most competitive software market — and its most expensive, at £50–£130 per hour for an agency. Meridianstacks gives London companies the same senior engineering for 40–70% less, with one decisive difference from classic offshore: our fluent-English engineers work the London business day, so collaboration is live, not overnight. You own all code and IP under UK law, and every project is quoted as a fixed price in pounds.
Wallets, lending, KYC onboarding, ledgers and trading dashboards for London's fintech scene — built secure-by-default by engineers with high-volume payments experience.
From investor demo to launched product for London startups and scale-ups — fast, scoped and built to grow with your roadmap.
React/Next.js and Laravel on the web; Flutter & React Native for iOS and Android from a single codebase.
Vetted, full-time engineers embedded in your London team and standups on a simple monthly retainer.
Plug a stack gap for a sprint or a roadmap — you manage and direct, we resource and support in real time.
LLM features, retrieval and workflow automation wired into your product and your operations.
London has more software agencies than anywhere in Europe — and the highest rates to match. The usual alternative, classic offshore, trades that cost for a 4.5–5.5 hour handoff, patchy English and an rotating bench of juniors. Meridianstacks is built to give you the saving without the trade-off: engineers on London time, native-level English, and senior engineers you meet before you sign.
| Option | London overlap | Cost vs London agency |
|---|---|---|
| Meridianstacks | Near-full (0–1h) | 40–70% less |
| London agency | Full | Baseline (£50–130/hr) |
| India offshore | Partial (~4.5–5.5h) | Lowest, but async |
| In-house hire | Full | Highest + slow to hire |
| Build | Typical London agency | Meridianstacks |
|---|---|---|
| MVP web app | £30,000–£80,000 | ~£12,000–£30,000 |
| Mobile app (iOS + Android) | £30,000–£75,000 | ~£15,000–£35,000 |
| Custom SaaS / fintech platform | £50,000–£150,000+ | ~£16,000–£45,000 |
| Dedicated developer (monthly) | £8,000–£16,000 | ~£2,500–£5,000 |
Prices published from our Open Price Book (v1.0 · July 2026 · next review October 2026). All prices exclude VAT.
Indicative ranges; every London engagement is quoted as a fixed price in pounds before work begins.
Book a free 30-minute scoping call with a senior engineer — in London hours. Honest answer on fit, timeline and cost.
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